

In 1999, Costco signed a deal with American Express, opening its stores to a much larger clientele than Discover provided. Discover has far fewer credit card holders than Visa, Mastercard or American Express. Back when they were first founded, both stores only accepted Discover cards. Sam’s Club and Costco are the two biggest warehouse chains in the world, and both are in the top 10-largest retailers in the U.S. This is not something shoppers will need to experience at Sam’s Club. Customers might find themselves frustrated at stores with limited credit card acceptance when they have a favorite rewards credit card they want to use or airline miles to rack up, but the card issuer is not one of the accepted forms of payment.

Shoppers worried about which credit cards Sam’s Club accepts can rest easy, since Sam’s Club accepts all major credit cards! Shoppers are not limited by the card in their wallet, and don’t have to apply for a specific credit card just to be able to shop at Sam’s Club with a credit card. How Does This Affect Sam’s Club Customers? Sam’s Club is part of the Walmart family of stores, which is why it accepts Walmart gift cards and credit cards. Sam’s Club also accepts cash, checks, debit cards, SNAP, Sam’s Club gift cards, Walmart gift cards and the Walmart Credit Card. How Else Can I Pay at Sam’s Club?Įven though Sam’s Club accepts all major credit cards, you may want to pay another way. Furthermore, cardholders of the Sam’s Club® Mastercard® can use their card anywhere that accepts Mastercard, since it acts as a regular credit card too. These include fuel purchases at wholesale clubs that are not Sam’s Club, certain supercenters and supermarkets. Keep in mind that there are certain locations that are not eligible for the aforementioned 5% cash back on gas. Cardholders also earn 5% cash back on gas on their first $6,000 per year in purchases (then 1%), 3% on dining and travel and 1% on other purchases. The credit card has no annual fee for club members and members can use it in place of a Sam’s Club ID card to access the store. Sam’s Club members may want to consider signing up for the Sam’s Club® Mastercard® for its convenience and cash back bonuses. So, no matter what card you have in your wallet, you can use it at Sam’s Club. In January 2016, Sam’s Club announced it would also accept Visa cards. Then, in October 2015, just after Costco announced it would stop taking American Express cards, Sam’s Club said it would begin accepting AmEx. In an effort to compete with other major retailers, Sam’s Club added Mastercard to its accepted cards in 2006. Until 2006, Sam’s Club only took Discover cards.
